Reverse Bank Charges

Apply for ::Bank charges ::Credit card charges :: PPI :: Unenforceable Contracts

Reverse Bank Charges is a company dealing directly with bank and credit card complaints, both PERSONAL & BUSINESS ACCOUNTS.

We have asked the banks to date to refund over £3,000,000.00 which the banks have unlawfully taken in the form of 'charges' from our clients since July 2001.

We are independent and have no influences from any bank or lenders so we can keep a professional unbiased approach to our business allowing us to approach the banks directly to pursue your claim with full knowledge of the law and legislation set to protect you the consumer.We will keep you informed every step of your complaint keeping you in the picture as we calculate a refund request on your behalf. We will endeavor to get you every last penny back unlawfully taken from you."NO WIN, NO FEE". - Even if all your charges remain lawful and we recover nothing - you pay nothing. No insurance needed. No Bill. You only pay 15% of any monies we successfully reclaim for you which will usually be deducted from your refund monies and the remainder sent direct to you. Quick, simple, Hassle free

About Reverse Bank Charges – Other services

Credit Card Charges

We can also check what charges have been levied on other products such as Credit Cards which went through a Court Case in 2006 and had their level assessed for fairness. On these types of claim we can also claim compound interest at the same rate the lender charges you. This can seriously improve the amount of refund you receive.

Unenforceable Contracts

There are a lot of credit agreements that do not comply with the Consumer Credit Act of 1974. Contracts for these kinds of borrowings such as loans, mortgages, credit cards or hire purchase that do not comply with the Consumer Credit Act 1974 are called Unenforceable Credit Agreements.If you have taken out a credit agreement between £5,000 and £25,000; and the credit agreement you signed with your lender was not drawn up appropriately then it may be possible to cancel the agreement and stop making any repayments.

For you to be able to cancel this agreement you must have at least 9 months or more repayment period left and more than £2,500 left to pay back.If the credit agreement that you signed is found to be unenforceable, the agreement could be cancelled and no further payments need to be made. Any goods purchased would not have to be returned and in many cases payments made under an unenforceable agreement could be reclaimed.Examples of the kind of agreements that may fall into this category are;